Possible 2016 Federal Budget changes you might want to pre-plan for February 25, 2016 Peter Cramer My take on what might be in the 2016 Federal Budget – and what to do about it! (Matt, Kerry and I spent 3 full on days at the SMSF Association Conference in Adelaide finishing with a great presentation by Todd Sampson about the power of your ‘ordinary brain’ and what can be done with […] Read More
Multi-Peril Insurance February 18, 2016 Rohan Brown Variability of season is an unfortunate factor that farmers are faced with. Fortunately over the last few years there has been a tool introduced to the Australian market to lessen the loss occurring due to seasonal variability – Multi-Peril Insurance. In general terms Multi-Peril Insurance (MPI) is an insurance policy taken out to mitigate risk […] Read More
Credit Card Fraud – Are you next? February 10, 2016 Matt Richardson It’s probably happened to you, a member of your family or someone you know. Credit Card fraud is increasing at an alarming rate which is not so surprising given the increase in online shopping. What is surprising is many innocent people are being ripped off and don’t know this is happening to them. Savvy fraudsters […] Read More
5 lessons from customer service systems failures February 5, 2016 Chris Foster I’d like to share with you an experience that may wife and I recently had in order to demonstrate what can happen when customer service standards are flawed or fail. Last year we had the fantastic experience of spending five weeks in India. What a great and enlightening experience! However, the memories of that experience […] Read More
Recent changes at Rural Bank and Rural Finance December 7, 2015 Kerry Schultz Last week we had Greg Kuchel and Luke Riley from Rural Bank come in to the office to have a chat with us about the changes that have occurred over the past few years which now see Rural Bank and Rural Finance now owned 100% by Bendigo and Adelaide Bank. Along with this they also […] Read More
SMSF’s – a good news story December 4, 2015 Peter Cramer This is a good news story I wanted to share to give you an example of what can be done using a SMSF. Client “Fred” wanted to buy a business property for $500k but didn’t have the funds – he had $200k in his SMSF and personal assets with equity to borrow. We set up […] Read More
Have you documented your Estate planning? December 1, 2015 Rohan Brown Time and time again I talk to people that have an ‘idea’ of what they want to happen with their estate. They more often than not have a Will and think they may have completed a Power of Attorney. Year after year the we ask those same little questions during their tax interview and before […] Read More
Four investing myths November 7, 2015 Matt Richardson There is so much information available to investors at any time that it is now becoming difficult to determine if that information can be relied upon. I thought it was an opportune time to try and sift out some of that information we believe is a myth rather than a fact. Myth One All property […] Read More
Work smarter, not harder November 6, 2015 David Hadley If you’re a small business owner, time can be your best friend and also your worst enemy. Every single day needs to be productive and what you do first thing in the morning can influence your productivity for the rest of the day. Try and hit the ground running every day of the week by […] Read More
Key historical tax rules October 30, 2015 Peter Cramer I was reminiscing about old dates – (the tax rules type – not girlfriends!) and thought highlighting a few might be a good reminder to our blog readers out there! 19/9/1985 Capital gains tax commenced. Any asset acquired after that date started the CGT clock ticking. When sold or disposed of, any increase in the […] Read More
