What is Life & TPD Insurance? September 28, 2022 Karen Grainger This is not a pleasant topic to raise but one we all should consider. Have you thought about insuring your life or covering your life for unexpected events? There are a number of different insurance policies designed to protect you when disasters happen in your life. Life Insurance Life insurance can also be called death […] Read More
Have You Got Income Protection Insurance? September 21, 2022 Karen Grainger Are you at risk of injuring yourself with the activities in your life? Do you need to insure yourself to cover loss of income due to time off work for injury? Income Protection Insurance pays up to 85% of your pre-tax income for a period of time if you are unable to work due to […] Read More
Personal Property Securities Register (PPSR) September 14, 2022 Natasha Gardner What is the PPSR? The PPSR is the official government register of security interests in personal property – these are debts or other obligations that are secured by personal property. It’s an online noticeboard accessible by the general public. When someone registers a security interest on the PPSR, they are letting the world at large know that they claim to have […] Read More
How do “Off-Market” Share Buy-Backs work? September 7, 2022 Matt Richardson Recently Commonwealth Bank (CBA) and Woolworths (WOW) had offered investors the chance to take part in an “Off Market” buy back of shares. In general terms this requires an investor to “tender” their shares for sale through the buyback offering. The final buy back price is typically at a discount of around 14% of a […] Read More
What is a Director Identification Number (Director ID) and do I need one? March 16, 2022 Kerry Schultz You may have heard about the new rules which require directors of Australian companies to obtain a Director Identification Number (director ID). The new requirement to obtain a Director ID also applies to individuals who have an SMSF or Trust with a corporate trustee, which is why I wanted to bring this new requirement to […] Read More
Demand a Refund! December 3, 2021 Ross Laycock Have you ever thought that you may have paid for unnecessary insurance or taken out unnecessary extended warranty? There may be opportunities available to apply for a refund if you can prove that this has happened to you. From a little bit of research, it appears a lot of people have been caught out and […] Read More
COVID Boredom Busters November 1, 2021 Kayla Hawker As the COVID-19 pandemic continues, you wouldn’t be the only one that feels a little bored. Many of you may be finding it hard to stay positive and mindful during the lockdowns and periods of restriction. Chelsea Pottenger from EQ Minds suggests 4 ways to stay mindful during these tough times. Try a short, guided […] Read More
Financial Literacy September 22, 2021 David Hadley Recently I read a great post on Facebook by Ric Payne in relation to financial literacy. Ric mentions that he was talking to a friend and that they were looking at buying a rug. The retailer was offering interest free terms, however there was a small monthly fee of $8.95, hardly $2 per week. The […] Read More
Cutting Out Digital Distractions September 15, 2021 Ryan Schirmer The information age we live in is fantastic; need to look up the closest restaurant: Google it. Need to get instructions on how to do anything; Look it up on YouTube. Want to know what your Friends & Family are up to; Facebook them. However, with all this excellent information at our fingertips 24/7 365, […] Read More
Do You Have A Will? September 8, 2021 Emily Moore Have you been Meaning to do a Will? What is a Will? Our death is not a subject we like to think about, but having a will is the best way to make sure your possessions and property go to those you intend. There are three things a Will generally needs in order to be […] Read More
